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Mortgage rates today: Friday, Nov. 8, 2024 On Friday, Nov. 8, 2024, the average interest rate on a 30-year fixed-rate mortgage dropped thirteen basis points to 6.729% APR. The average rate on a 15-year fixed-rate mortgage went up one basis point to 5.925% APR, and the average rate on a 5-year adjustable-rate mortgage fell five […]

Now that we are spending all our time indoors, you may have noticed some aspects of your home that you are thinking of upgrading and one of those areas may be your fireplace. They tend to be the focal point of the room and the materials you select should complement the rest of your home. […]

Fall has officially arrived. Is your home ready for the cooler weather and what comes with it? 1. Insulate the Water Heater Touch your home water heater. If it’s warm, wrap the appliance in a fiberglass insulation blanket. These types of blankets will save you energy – and, therefore, money – and are available at your local […]

Figuring out where to start and how to weatherize your home for winter can be daunting. We’ve done the research for you, so here are five easy home weatherization tips to help you start lowering your energy costs and guarantee your home will be cozier when the mercury drops. Windows and doors top the list […]

How much HOA fee is too much? This is a question that board members, homeowners, and potential buyers ask a lot. While paying fees does come with the territory, it does not mean that associations can charge exorbitant amounts as they please. Similarly, homeowners should not expect their HOA to charge low fees, as fees […]

Keep out unwanted dirt, pine needles … and the occasional rodent. Here’s a breakdown of common gutter guards and how to make the right choice.  1. Gutter screens and filters can catch falling debris. If you forget to clean your rain gutters, you’ll probably see a brown sludge of dirt, snowmelt and pine needles leaking […]

Help with down payment, closing costs, or financing gaps Are you in the market for an affordable home? Our homebuyer assistance programs offer zero-interest loans to help with down payment and closing costs or a gap in financing. The loans are deferred; no payments are due until the home is sold or the owner no longer uses the home as […]

When it comes to the design of your house, every aspect is equally important. Either it is the storeroom we are talking about or a place that’s in front of the eyes like your living room or the entryway. On the topic of entryways, we are often so held up by other spaces in our […]

Home staging is a home sales process that has been around for a long time. But the big question remains – is virtual home staging important? Does it add any value to the home on sale or contribute positively to real estate agent sales? The direct answer to this question is Yes.  One of the […]

1) Most successful The last five weeks of summer to early autumn, pending the weather, is the best time of year to plant grass seed. At this time, day and nighttime temperatures are cooling, dew is more present on lawns, and annual broadleaf weeds and crabgrass are dying. This means new turf can easily establish […]